I am 32 years old
I have Oasis crescent retirement annuity.
Rules on Withdrawal or Retirement:
A member may only withdraw or retire from the Fund between the ages of 55 and 70.
Do i pay zakaat on :
1) the total value of the annuity or
2) on the contribution for this year or
3) no zakaat to be paid at all as i am unable to withdraw the money till i am 55 years.