Keeping a beard

I am a B.Com graduate and work as an Accountant, so my nafs tells me that you are a learned person and if you will keep a beard then no company will give you job and you will have to live in poverty, You will have to do job which is of low grade to earn like as a sales man, or telle caller or you will have to sell some items on the streets. What will people say that a learned person is doing such and such work, then what was the need to do graduation. What will the neighbours say, what will the friends think of you. And I start thinking that yes this is correct. I will feel awkward. All these are coming into my mind. Is this really nafs or my own fear and thought?