Private answer
1) This refers to your vile inner self
2) No
3) Communicate, accomodate and mediate.
4) Pay the debt out first.
5) Yes, provided you are able to pay the relative, respective instalments.
6) No
7) Not Islaamic
8) Yes
9) Ayatul Kursi.
10) If by greeting you mean hand shaking, then that is a Bidat if made compulsory on oneself.
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