Permissibility of taking out a medical aid

Question ID: 25412

Dear Mufti
Are we (in South Africa) allowed to take out medical aid cover (under the following circumstances):
1. if employed, and if obliged to take out cover under employers scheme
2. if it is taken out because private health care is expensive and one feels that in the event of any major ailness/injury one will not afford private treatment
3. if one is financially strong and can indeed cover private health care costs yet chooses to take medical aid cover

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Asked on October 13, 2010 12:00 am
Private answer

1) Yes, Makrooh.
2) Yes, Makrooh
3) Should not take out medical aid.

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Answered on October 13, 2010 12:00 am