My family took a LIC POLICY for me the actual premium per year was rupees 6210/. the sum assured was rupees 100000
it was stared in 2003.they paid the premium of of 2003,04,05,06.07 years, after that i have received the amount of 20000 rupees and i started paying premium from that money and after spent of this money stared paying from my self income of the year 2008,09,10,11,12,13,14 years.during this i have also received the amount of 20000 again in 2012 year. i surrendered the policy due to Islamic reasons in January 2016 and received the rest of amount which is 28003 rupees. policy was started when i dont have such knowledge of interest money which is halal or haram. the total amount spent on premium including fine (late payment) is about rupees 69141.70 rupees and total amount i received is rupees 68003 rupees during this period
!) should i have to pay any amount of poor people of receiving the total amount and what i have to pay, i dont know about extra amount but i think i received less amount.
2) the policy stared when i was minor about 15 years old, and i was wholly dependent on my family income they took all my expenses like food education everything. now do i need to pay to any amount to my family which they have spent on my earlier premiums payment.
3) my hair is becoming white and it look i am aged but i am unmarried of 31 yrs want to get married please give any wazifa or method bye which i applied to get this white hair black again.