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|Someone once asked Hadhrat Abdullaah bin Mas’ood (RA) about a horse that was pawned with him and which he rode on. He wanted to know whether this was permissible. Hadhrat Abdullaah bin Mas’ood (RA) replied, “The benefit you derived from the horse is interest.”
[Kanzul Ummaal 15749]
It is not permissible to use anything pawned with one. This needs to be avoided.