As Salaam Walaikum.
1) I have taken a Hospital Plan in 1991 and I pay a monthly contribution.This plan will cease in year 2020 and there could be a payout ( amount unknown).Do I pay ZAKAAT ? If yes on what amount and when do I pay.
2) My son has made Umra and he is presently in MEDINA for ITKAAF and Inshallah shall return to Makkah for UMRA again.Does HAJJ become compulsary on him this year ( he has made UMRAs in other years also) .Made application forHajj this year and was not accredited.
3) In MAKKAH and MEDINA in the last 10 days of Ramadaan SABINA NAMAAZ is read with jamaat.Is it compulsary for us as South Africans to read this salaah.